|
MU
() Health Insurance RequirementIn order to comply with the University of Missouri Collected Rules and Regulations regarding health and safety standards for University-sponsored study abroad programs, the University of Missouri, Columbia, provides all participants in MU Programs administered by the International Center with HTH Worldwide Blanket Student Accident and Sickness Insurance Policy. Additionally, students are provided with the Medex Secure Rider Insurance, which would provide coverage for emergency security and political evacuations. The International Center will manage enrollment in the HTH Worldwide and Medex Insurance, and the cost of insurance coverage will be billed directly to the student's MU student account. In most cases, students participating in MU Partner Programs are provided with sickness and accident insurance by the MU Partner Program provider. Students participating in MU Partner programs will be asked to verify their enrollment in a comprehensive health insurance policy that will provide them with comprehensive coverage while they are abroad that is equal to or greater than the coverage provided by the HTH Worldwide Blanket Student Accident and Sickness Policy. Students who have questions about the insurance coverage provided by their MU Partner Program should contact the MU Partner Program provider directly. If students find that the insurance provided by their MU Partner Program is not equivalent to the HTH Worldwide Insurance, they should to purchase the HTH Insurance using the HTH on-line enrollment process below. The MU International Center cannot independently verify sickness and accident insurance coverage provided by Non-MU Programs as these programs are not sponsored by or affiliated with the University of Missouri. Students participating in Non-MU programs will be asked to verify their enrollment in a comprehensive health insurance policy that will provide them with comprehensive coverage while they are abroad that is equal to or greater than the coverage provided by the HTH Worldwide Blanket Student Accident and Sickness Policy. Students who have questions about the insurance coverage provided by their Non-MU Program should contact the program provider directly. If students find that the insurance provided by their Non-MU Program is not equivalent to the HTH Worldwide Insurance, they should to purchase the HTH Insurance using the HTH on-line enrollment process below. Students participating in Faculty-led and Departmental Programs administered by the MU International Center and participants in study abroad programs administered by the College of Agriculture, Food and Natural Resources (CAFNR) , and the Missouri School of Journalism. and the Trulaske College of Business (TCOB) will be enrolled in the HTH Worldwide Sickness and Accident Insurance and Medex Secure Rider Insurance by their Program Directors. The cost of insurance coverage is included in the Program Fee for Faculty-led and Departmental Programs. BenefitsIn addition to providing comprehensive sickness and accident insurance, the HTH Worldwide policy provides emergency travel medical insurance, including coverage for medical evacuation and repatriation of remains, which generally is not provided by domestic insurance policies. HTH also has identified a network of doctors worldwide who will provide treatment and file claims on your behalf without requiring payment at the time of treatment. Prior to departure for study abroad, HTH assists students in establishing treatment for on-going medical conditions while abroad (including doctor visits and continuing medications). For a brief summary of the features and benefits of the MU Study Abroad Insurance plan, please see the policy brochure. Medex Security RiderIn continued commitment to the health, safety, and security of MU students, faculty, and staff abroad, the Study Abroad Offices on all four UM campuses and the UM Office of Risk and Insurance Management have indentified and partnered with Medex to enhance the insurance provided to study abroad participants. Medex is a leading provider of international travel assistance services, including 24-hour security-related assistance services for MU students while traveling 100 miles or more away from home or outside their home country. The Medex Secure Rider Enroll OnlineThe fee for HTH Health Insurance and the Medex Secure Rider is $45.00 per month. MU Study Abroad participants can enroll online for both policies at HTH Worldwide (credit card only). Enter the access code CBK-2348 in the box on the left hand side for the University of Missouri Study Abroad plan. Each participant must enter the start date and end dates for his/her study abroad program. Study abroad participants are required to maintain enrollment throughout the entire duration of the study abroad program. Note: If you do not have a credit card, see Becky Triatik, Study Abroad Assistant, in the International Center Education Abroad Resource Room, N52 Memorial Union, to obtain a hard copy of the enrollment form. After EnrollmentAfter you have been enrolled in the HTH Worldwide Blanket Sickness and Accident Insurance plan and received your Medical Insurance ID card from HTH Worldwide, you should visit: http://hthstudents.com. Using the certificate number of the front of the card, sign in to the site to obtain comprehensive information relating to this plan, including a doctor locator, city health profiles and translations of medical terms and phrases. Your family can access this same information by logging in to: http://www.hthparents.com. Your family will need your insurance ID card number or your e-mail address in order to sign in. |
for study abroad students includes Political Evacuation Services, Security Evacuation Services, Transportation after Security or Political Evacuation, and Real Time Security Intelligence. Print your student Medex ID Card and always carry it with you when travelling.